Credit Information Systems provides merged credit reports which allow access to one, two or all three credit repositories in an easy to read format.
Appraisal Firewall is a secure, web-based residential and commercial appraisal ordering solution that enables mortgage lenders to self-manage their appraisal process. Lenders can work directly with their trusted local appraisers to achieve management level control and multi-department efficiency.
CreditXpert products help you uncover new opportunities and make more informed lending decisions. A better way to manage applications and build relationships. It enables you to adopt a consultative approach and truly serve as a trusted advisor
Updating a tradeline on a credit report or correcting inaccurate information is simple with Credit Information Systems.
The Rescore process allows Credit Information Systems to update consumer credit information with the three national repositories typically within 2 to 3 days.
AccountChek provides the only third-party asset verification acceptable to GSE’s and leading Investors by collecting data directly from the financial institution.
UDM reduces repurchase risk, supports Fannie Mae’s Loan Quality Initiative and helps keep closings on track. UDM monitors the borrower’s credit activity from the original credit file pull all the way to closing.
Flood compliance solutions from an experienced and trusted industry leader
Tax Verification Provider is an all-in-one technology system that automates your processes, reduces paperwork, and delivers better control of your 4506 processes.
The Background Data Verification report provides a comprehensive, economical and rapid service to enable lenders to screen their service providers for risk factors and ensure compliance with OCC, CFPB, FDIC and secondary market guidelines.
Precise ID is a powerful consumer identity authentication and verification tool that gives you the most complete and accurate view of a consumer’s identity so that you can make the right decision.
Income and employment verification information is needed, and in many cases required, in order to approve someone for credit or new employment. The Work Number delivers just what you need for income and/or employment verification.
Automated valuation models offer a great alternative to appraisals when ownership isn’t changing. Our AVM’s offer instantaneous reports that offer unbiased assessment of the property.
Maximize profitability and your marketing dollars by sending preapproved offers to the right prospects at the right time.
EZQual Prequalifies Borrowers, No Disclosures EZQual is the newest Consumer Credit solution creating an easy consumer prequalification tool on your website. It helps you prequalify more consumers with a soft credit inquiry and no need for Disclosures! EZQual only requires name and address, allowing consumers to move quickly through the loan process. EZQual is specifically […]
Credit Information Systems Must be Notified in the Event of a Security Breach: In the event you the Client has a breach of security involving consumer reporting data, where it is reasonably believed that an unauthorized person has acquired such data, we require it to be reported within 24 hours of the discovery […]