Since 2017, Credit Reports have not included judgments and liens on public records, key information to tell the consumer’s full story. To provide you with this critical information, Credit Information Systems offers Public Records Search, a solution to ensure quality loans and minimize the chance of loan buy backs.
This nationwide verification of critical borrower information, pulled from the credit report, searches national court records using the applicant’s first, middle and last name, verified alias names used by the borrower, and current and previous address, collecting any findings into an easy-to-read report.
The report lists, where applicable, bankruptcy filings, and data no longer available from the credit repositories (federal, state, county liens, and judgments).
Want to learn more about this valuable service? Please contact your Account Manager or call 800-782-9094 for more information.